Entrepreneur's notification to ZUS insurance by the registration authority

Service

In the current legal situation, when setting up a business, you must submit yourself to the Social Insurance Institution (ZUS) to apply for compulsory social insurance and health insurance, and possibly for voluntary sickness insurance. However, from the middle of next year, the entrepreneur who will report the start of business activity in the CEIDG application will also report to the Social Insurance Institution as an insured person. Read the article and find out how an entrepreneur's application for insurance will look like!

Entrepreneur's application for insurance - current regulations

A person running a non-agricultural business activity, regardless of its type, is subject to social insurance and health insurance from the date of commencement of business activity.

Persons running a business are compulsorily subject to retirement pension, disability pension and accident insurance in the period from the date of commencement of business activity until the date of ceasing to conduct such activity. A health insurance contribution is also compulsory. On the other hand, sickness insurance for self-employed persons is voluntary. He is subject to it from the date indicated in the application for insurance, but not earlier than from the date of submitting the application. The entrepreneur's application for ZUS insurance is made on the ZUS ZUA declaration - application declaration for social insurance and health insurance for the insured person or ZUS ZZA declaration - application declaration only for health insurance.

The entrepreneur's application for insurance should be made within 7 days from the moment the insurance obligation arises, i.e. from the date of commencement of business activity.

Important!

The insurance obligation arises upon commencement of business activity. You must report to ZUS as an insured person within 7 days from that date.

The mere commencement of business activity and entry in CEIDG is not tantamount to reporting to ZUS as a person insured on the ZUS ZUA / ZZA form. The data contained in the CEIDG-1 form is transferred to ZUS, which then prepares a declaration for the entrepreneur only as a contribution payer on the ZUS ZFA form. You must register as an insured person yourself.

When registering an entrepreneur for ZUS insurance, no registration costs are incurred.

Start a free 30-day trial period with no strings attached!

Entrepreneur's registration for ZUS insurance by the registration authority - new rules

Pursuant to the Act amending the Act on the freedom of economic activity and certain other acts, the entrepreneur's registration for ZUS insurance may be made directly by the registration authority. This will allow you to avoid additional formalities related to starting and running a business.

The new regulations introduce the possibility for an entrepreneur who is a contribution payer only for his own insurance, together with an application for entry into CEIDG, of data to be drawn up:

  • applications for social insurance and health insurance or health insurance,

  • applications for health insurance of family members,

  • changes to the data shown in the above-mentioned notifications and

  • notification of de-registration from the above-mentioned insurance.

Important!

The registration authority will not only notify the entrepreneur for ZUS insurance or deregister from insurance. Also, at the entrepreneur's request, it will be possible to register a family member on the ZUS ZCNA form by the registration authority.

It should be noted that the entrepreneur's application for insurance will not be carried out independently by him within 7 days from the start of business activity on the application form ZUS ZUA / ZZA.

The amending act entered into force after 6 months from the date of its announcement, i.e. on May 19, 2016, however, the entrepreneur may be registered for ZUS insurance via the registration authority in the manner specified above after 12 months from the date of entry into force of the amending act, i.e. only from May 20, 2017.